F&I Products
Finance & Insurance Products at Ancira Auto Group – Serving San Antonio & South Texas
At Ancira Auto Group, we’ve been serving drivers across San Antonio, Boerne, Floresville, Eagle Pass, Laredo, Cuero, and beyond since 1972. With more than a dozen dealership locations representing Chevrolet, Buick, GMC, Chrysler, Dodge, Jeep, Ram, Ford, Kia, Nissan, Volkswagen, and RV brands, we’re committed to protecting your investment and ensuring peace of mind no matter which vehicle you choose.
Our Finance & Insurance (F&I) products make ownership more affordable, predictable, and worry-free. Whether you’re financing a new Kia, leasing a VW, purchasing a Certified Pre-Owned Nissan, or driving a lifted Ford truck, Ancira has the right coverage options for you.
Why Add Protection with Ancira Auto Group?
- Reduce out-of-pocket expenses – Avoid paying large repair or replacement bills.
- Protect long-term vehicle value – Keep your car, truck, SUV, or RV in prime condition for resale or trade-in.
- Travel with confidence – Enjoy roadside assistance, rental coverage, and trip-interruption benefits.
- Group-wide availability – Coverage can be tailored at any Ancira dealership across South Texas.
Vehicle Service Contracts (VSC) — First Automotive® Standard
Best for: Owners who want mechanical breakdown coverage after the factory warranty expires.
Available coverage tiers:
- Powertrain – Protects major components: engine, OEM turbo/supercharger, transmission, transfer case, axles, seals & gaskets.
- Classic / High-Tech – Adds steering, suspension, ABS, climate control, fuel systems, and advanced electronics (modules, sensors, driver-assist).
- Elite / Wrap – Near bumper-to-bumper coverage, filling in where factory warranty leaves off.
Optional coverage (vehicle-dependent):
- Advanced driver-assist/autonomous systems.
- Coverage for lifted or lowered vehicles (popular for Ford F-Series, Jeep Wranglers, GMC Sierras).
- Enhanced trip interruption and rental benefits.
Standard benefits:
- 24/7 roadside assistance.
- Rental/alternate transportation reimbursement.
- Transferable to boost resale value.
Our Most Popular F&I Products
Tire & Wheel Protection — Allstate® Tire & Wheel
Best for: Texas drivers dealing with potholes, debris, and long highway miles.
Coverage highlights:
- Tire replacement for irreparable flats
- Wheel repair/replacement when sealing surfaces are damaged
- Mounting, balancing, and valve stems
- Roadside assistance for tire failures
- Alternate transportation reimbursement
- Trip interruption coverage when 100+ miles from home
- Optional cosmetic alloy wheel repair
Preferred WearCare® Vehicle Service Contract — RoadVantage®
Best for: Daily drivers across San Antonio and South Texas who want help covering wear-and-tear items.
Coverage includes:
- Brake pads and rotors
- Batteries, belts, and hoses
- Clutch discs and spark plugs
- Wheel alignment and wiper blades
- Headlamps and electrical wear items
This plan reduces routine ownership costs on components that naturally wear out.
Guaranteed Asset Protection (GAP) — Allstate® GAP
Best for: Finance and lease customers across all Ancira brands.
How GAP works:
- Pays the difference between insurance settlement and loan/lease balance.
- Prevents out-of-pocket costs after theft or total loss.
- Protects credit and helps you move into your next vehicle quickly.
Which Plan Fits You?
- New Vehicle Buyers (VW ID.4, GMC Sierra, Nissan Pathfinder, Kia EV9): Combine Elite/Wrap VSC with Tire & Wheel.
- High-Mileage Drivers (Altima, Jetta, F-150, Ram 1500): Pair a High-Tech VSC with WearCare.
- Lease Customers (Rogue, Atlas, Telluride, Sentra): Add GAP + WearCare to cover end-of-lease and total-loss risks.
- Truck & SUV Enthusiasts (Wrangler, Bronco, Sierra, Titan): Ask about VSC eligibility for lifted or modified vehicles.
- RV Owners: Coverage extends to select mechanical and wear programs (see dealer for RV-specific eligibility).
Why Choose Ancira Auto Group?
- 13 dealerships across South Texas – Always a convenient location for your brand.
- Factory-trained, certified technicians for every brand we sell.
- OEM parts & accessories from Kia, Nissan, VW, Ford, Chevrolet, Buick, GMC, Ram, Jeep, Chrysler, and more.
- Community commitment: Ancira Gives Back program has donated over $1 million locally.
- Trusted since 1972 – San Antonio’s premier auto group for sales, service, and financing.
FAQs
Can I add coverage to Certified Pre-Owned vehicles?
A: Yes, many plans are available for CPO models across brands.
Q: Do VSCs cover EV components?
A: Select plans extend to EV-specific systems like charging equipment and battery-related electronics.
Q: Does GAP cover aftermarket add-ons?
A: No, GAP only covers the loan/lease balance.
Q: Are lifted trucks and SUVs eligible?
A: Certain VSC tiers allow lifted/lowered vehicles — ask your Ancira finance manager.
Q: Is coverage transferable?
A: Yes, many plans transfer to the next owner, adding resale value.
Ready to Protect Your Vehicle with Ancira Auto Group?
- Speak with a Finance Manager at any Ancira dealership to customize coverage.
- Visit one of our convenient locations in San Antonio, Boerne, Floresville, Eagle Pass, Laredo, Cuero, or beyond.
Disclosures & Product Notes
* These products are administered by First Automotive®, RoadVantage®, and Allstate®. Product availability, covered components, deductibles, and benefits vary by vehicle, VIN, state, and contract. The contract is the only statement of coverage. Read it carefully for exclusions, claim procedures, and cancellation/transfer terms. Products are optional, not required for financing, and may duplicate existing coverage.